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Car loans without interest. Does this happen?

More recently, people saved up for several years to save up for buying a car. Now there is a car loan. Now it is no longer considered a great miracle to take an interest-free loan to buy a car. At the same time, vehicles are becoming more expensive every day, but their availability is also growing.

Today, almost everyone has a dream to buy a car on credit without interest, and this desire is quite natural. No one has extra money, and there are few who want to buy a car with a large overpayment. But banking institutions that charge interest for the provision of their services can be understood. After all, they do it on completely legal grounds - there is a law governing the work with loans in accordance with the terms of payment and repayment.

However, if a credit institution offers to issue a car loan without overpayment, then perhaps in this case a transaction is expected to be completed. For example, a banking institution and a car dealership in which you have looked after a new car in installments are partners. The Bank buys from the dealership the rights to a loan agreement concluded with you. It turns out that it is not the bank that offers interest-free loans, but a car dealership that takes all the obligations to repay the car loan and pay interest on it. Today, such a service is provided in any city. However, despite the availability and popularity, many are still afraid to buy a car on credit without interest. The question is, why?

The fact is that many potential borrowers believe that interest-free loans are an advertising move and in fact they do not exist in nature. But such loans actually exist, however, when applying for an interest-free loan, you will encounter several mandatory conditions that are simply impossible for a number of borrowers:
- An interest-free car loan can be obtained exclusively by making 30-50% of the cost of the car as a down payment, and not everyone can repay such an amount right away;
- the term of lending with an interest-free loan is reduced to 1-2 years. As a result of this, monthly payments on a car loan become larger than with a regular loan with a loan term of 5-6 years;
- the amount of the premium increases.

Also today, sometimes there are cases when a car dealership sells a car at a price that already includes interest, in addition to profit from the sale. However, due to the great competition between car dealers, such a situation is rarely encountered, because the client has the right to simply refuse to buy at a similar car dealership, and will go to buy a car in a salon where the model also costs much cheaper.

So, interest-free loans exist. And if you still have the opportunity to make such a large down payment, then this option is the best and most profitable. Today, there are often various promotions held by some banking institutions along with car dealerships, but they have absolutely nothing to do with interest-free car loans. Download Videos Patreon Porn















































































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